Fintiba
Blocked account and health insurance for Germany
- The blocked account. For most students in 2026 the required amount is €11,904 for 12 months. The money stays blocked until you arrive, then €992 is paid each month into your German bank account.
- Fintiba Plus for students under 30. The blocked account, Mawista Visum travel health insurance at no extra cost, and Barmer public health insurance from the start of your semester.
- Fintiba Plus for students over 30. The blocked account, Mawista Visum travel health insurance and Mawista Student private health insurance.
- Paying in your own currency. Fintiba Transfer, run with TransferMate, lets you fund the account in more than 140 currencies by bank transfer or card. An ordinary international transfer can take up to two weeks.
- If your visa is refused. Fintiba refunds the blocked amount, minus the account opening fee and any transfer fees.
- Fees. Fintiba charges a one-time set-up fee and a monthly fee once the money arrives. Its blocked-account page shows the current amounts.